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    <loc>https://www.matthewzachary.com/blog/mark-cuban-healthcare-reform-we-the-patients</loc>
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    <lastmod>2026-04-03</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - This Week In Cuban: Our Patron Saint Is Still Doing The Lord’s Work. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.matthewzachary.com/blog/humanity-rx-matthew-zachary-medical-debt-cancer-care</loc>
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    <lastmod>2026-04-01</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - I went on Humanity Rx to say the quiet part clearly and attach names, timelines, and consequences to it. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.matthewzachary.com/blog/why-women-excluded-clinical-trials-healthcare-cost</loc>
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    <lastmod>2026-03-31</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP437: First in (Wo)Man: Jessica J. Federer - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP437: First in (Wo)Man: Jessica J. Federer - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP437: First in (Wo)Man: Jessica J. Federer - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/express-scripts-rico-lawsuit-swiss-rebate-scheme</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-29</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Express Scripts Hit With RICO Lawsuit: The Swiss Shell Game That May Have Robbed Patients for Years - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.matthewzachary.com/blog/but-you-look-great-lupus-bias-patient-experience-monique-gore-massy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-26</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP436: “But You Look Great” with Monique Gore Massy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP436: “But You Look Great” with Monique Gore Massy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/trigeminal-neuralgia-insurance-denial-brain-surgery</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-29</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - When an Insurer Calls Your Treatment Investigational and the Alternative Is Brain Surgery - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/healthcare-private-tax-financial-sacrifice-gallup-2026</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-29</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Healthcare Is a Private Tax Triggered by Diagnosis - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/how-i-hacked-google-alerts-to-track-healthcare-denials</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-29</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - How I Hacked Google Alerts to Track Healthcare's Worst Behavior - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/tamika-felder-embryo-donation-cervical-cancer-survivor-story</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-12</lastmod>
    <image:image>
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      <image:title>Out of Patients with Matthew Zachary - Tamika Felder Built Cervivor. Then She Built a Family. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/patients-shouldnt-have-to-write-policy-briefs-to-get-care</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/93e81684-4973-49dd-a8a9-4d14b245c5a2/BCBS.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Patients Should *NOT* Have To Write Policy Briefs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/matthew-zachary-codex-labs-partnership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Yes, I Partnered With a Skincare Company. Here Is Why. - Make it stand out</image:title>
      <image:caption>https://matthewzachary.com/codex</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/dr-pamela-buchanan-burnout-covid-physician-suicide</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
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      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP0434: Neuro Spicy on the Front Line: Dr Pamela Buchanan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/matthew-zachary-live-nyc-30-year-cancerversary-concert</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-06</lastmod>
    <image:image>
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      <image:title>Out of Patients with Matthew Zachary - [EVENT] Matthew Zachary Returns to the Stage | 30 Year Cancerversary LIVE in NYC 4/28 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/e8322a93-ddbb-4de1-a832-8774301996b0/sponsors.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - [EVENT] Matthew Zachary Returns to the Stage | 30 Year Cancerversary LIVE in NYC 4/28 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/eczema-exit-repeat-business-model-chronic-disease</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/e10e6307-5439-4c2d-b99f-c076e0e1c31f/12.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Eczema, Exit, Repeat: The Business Model of Chronic Disease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/edae4fc3-1fc4-463e-8ab6-5434358f5666/3.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Eczema, Exit, Repeat: The Business Model of Chronic Disease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/stemm-cells-and-broken-bones-eugene-manley</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/67d54037-6d1d-4fe5-a6f8-a978379a94cf/EM_BLOG.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP433: STEMM Cells and Broken Bones - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/open-letter-mark-cuban-american-patients</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/fe55386a-d9e6-44b5-8f22-036658e49f89/CUBAN_UNFUCKED.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - An Open Letter (Again) to Mark Cuban on Behalf of American Patients - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/e9798b92-67b4-4eb4-8f4f-1232882fcc52/sig.png</image:loc>
      <image:title>Out of Patients with Matthew Zachary - An Open Letter (Again) to Mark Cuban on Behalf of American Patients - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/mark-cuban-cost-plus-drugs-cash-healthcare-limits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/70239041-071f-4d76-a68a-3680e7afe812/1955.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Mark Cuban Wants to Take Us Back To 1955 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/health-insurers-1-7-trillion-revenue-fewer-covered-lives</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/981bdde4-04d1-420d-adc3-602e83009a3c/trillionb.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - $1.7 Trillion Dollars. $54 Billion in Profits, 10 Million Fewer People. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/blue-cross-blue-shield-antitrust-settlement-timeline</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/6f9d42a5-c8b4-45a3-b0c1-01619a5de66d/bcbs.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Blue Cross Blue Shield Got Caught Rigging The Market. The Penalty? $2.67 Billion. The Timeline? Six Years And Counting. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/callus-on-your-soul-jenny-opalinski-ep432</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/2a83fb8b-e001-482d-8875-72290049cd07/JENNY_BLOG.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP432: Callus on Your Soul: Jenny Opalinski - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/first-book-reading-cervivor-summit-we-the-patients</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/fcdef630-26ed-4069-85ba-6bfcc7cbce01/11.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - [YouTube] I Read From My Book For The First Time. I Was Not Ready. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/medicare-advantage-works-until-the-math-changes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/3c6624ed-9750-4c4b-a383-f65b100a4223/FBA1F8AA-9D30-4C58-B960-66E9BDE1D9D1.png</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Medicare Advantage Works Until the Math Changes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/out-of-patients-ep431-reclaiming-the-vowels-sarah-gromko</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/1cd559ce-9704-4b6d-9f51-fe3920bd4085/BLOG_Sarah.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Out of Patients EP431: Reclaiming the Vowels: Sarah Gromko - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/the-middlemen-cost-more-than-the-medicine</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/71011abd-aff2-4d02-b935-2d7a7c382ce5/TOBY.png</image:loc>
      <image:title>Out of Patients with Matthew Zachary - Spoiler Alert: The Middlemen Cost More Than the Medicine - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/200000-patients-held-hostage-hospital-insurance-dispute</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/06dd6652-6fd6-43c3-bcab-676b4c963d63/DENIED2.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - 200,000 Patients Held Hostage While Corporations Negotiate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.matthewzachary.com/blog/we-the-patients-healthcare-leaders-endorsements</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/8cb8ed72-6ecb-4d19-a97b-61ab5c2b434e/jacket.jpg</image:loc>
      <image:title>Out of Patients with Matthew Zachary - These Are The People Who Believed In My Book Before It Existed - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/695180f1fb7a0c3ff10aae14/120f7a3d-6e35-47c5-8b7b-3496e38cc1f8/BOOKLI_B.jpg</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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