Patient Survival Guide
with Matthew Zachary
Welcome to 2026: The Year of the Patient where the sick shall inherit the ballot.
Medical Bill Wrong? How to Find and Dispute Billing Errors Before You Pay
Think your medical bill is wrong? Learn how to compare it with your EOB, request an itemized statement, identify billing or insurance errors, dispute incorrect charges, document the problem, and make sure the balance is correct before you pay.
Health Insurance Claim Denied After You Got Care? What to Do Before You Pay (Or Don’t Pay)
Health insurance denied a claim after you already received care? Learn how to read the EOB, identify the denial reason, fix billing or insurance errors, determine whether you need an appeal, and avoid paying a large medical bill before the claim is processed correctly.
Got a Surprise Medical Bill? What the No Surprises Act Protects and What to Do When You Need To Call Upon It
Got an unexpected medical bill from an out-of-network provider? Learn what the No Surprises Act protects, when balance billing may be prohibited, how to check your EOB, dispute an improper charge, and where to get help.
Can’t Afford Your Hospital Bill? How to Apply for Financial Assistance
Can’t afford your hospital bill? Learn how hospital financial assistance and charity care work, who may qualify, what documents you may need, how to apply even if the bill is overdue, and what to check before agreeing to a payment plan.
Medical Bill Too High? How to Lower It Before You Pay
Medical bill too high? Don’t pay before you understand what you owe. Learn how to check for billing errors, compare your insurance EOB, ask for financial assistance, negotiate charges, investigate surprise bills, and lower your costs.