Need a specialist who isn’t in your insurance network? Learn how to request a network exception, document unavailable or inadequate in-network options, get support from your doctor, understand the costs, and appeal if your insurer says no.

Can’t get a doctor’s appointment soon enough? Learn how to find earlier care, use cancellation lists, check other clinicians and locations, involve your referring doctor and insurer, request a network exception, and know when waiting is no longer appropriate.