Need a specialist who isn’t in your insurance network? Learn how to request a network exception, document unavailable or inadequate in-network options, get support from your doctor, understand the costs, and appeal if your insurer says no.

Health insurance denied a claim after you already received care? Learn how to read the EOB, identify the denial reason, fix billing or insurance errors, determine whether you need an appeal, and avoid paying a large medical bill before the claim is processed correctly.

Prior authorization denied? Don’t assume the answer is final. Learn how to find out why your insurer denied care, work with your doctor, request a peer-to-peer review, fix missing information, and appeal the decision.

Health insurance denied your treatment, medication, procedure, scan, or claim? Here’s how to understand the denial, protect your appeal deadline, build your case, involve your doctor, and pursue external review if the insurer still says no.