PODCAST Matthew Zachary PODCAST Matthew Zachary

Spoiler Alert: The Middlemen Cost More Than the Medicine

Health systems consolidate. Insurers post record profits. Employers spend $20,000 per employee on coverage while workers fight denials alone at 11 pm. Insurance middlemen now cost more than the drugs. The system rewards delay and calls it complexity. Families call it Tuesday.

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OPINION Matthew Zachary OPINION Matthew Zachary

No Care For You!

A new KFF poll shows prior authorization now ranks as the biggest burden in American healthcare. Delays and denials affect nearly half of insured adults, with severe mental, financial, and physical consequences. Patients across every plan agree.

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OPINION Matthew Zachary OPINION Matthew Zachary

You Are NOT Medically Necessary

Health insurers turned “medically necessary” into a denial weapon. This article breaks down how coverage policies, anonymous medical directors, and financial incentives allow insurers to override doctors and block cancer care, then outlines concrete fixes that could shut the system down.

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